Services Description
EduPay360TM Smart Ledger
Real-time tuition, exam-fee, and scholarship disbursements through a PCI-DSS-compliant, API-first wallet. Built-in escrow protects both institutions and learners.
Micro-Scholarship Exchange
AI risk-scoring matches donors, banks, and CSR funds to qualified students in seconds, accelerating access to education capital.
SkillCredit ISA
Income-share agreement engine that lets training providers offer “learn-now-pay-later” plans with automated revenue-sharing once graduates are placed.
RegTech & Compliance Hub
End-to-end KYC, AML, and RBI/SEBI rule engines. Blockchain audit trails guarantee immutability for every transaction and credential.
Embedded Analytics
Predictive dashboards surface delinquency risks, cash-flow trends, and ROI on learning investments—turning finance data into strategic action.
All modules are cloud-native, interoperable, and bank-agnostic, so you can launch new financial products or integrate with existing core-banking systems without vendor lock-in.
Our Working Process
- Regulatory & Needs Discovery
We map your goals against RBI, SEBI, PCI-DSS, GDPR, and SOC 2 requirements to define a compliant solution blueprint. - Co-Design & UX Prototyping
Joint workshops shape user journeys for students, finance teams, and partners; low-fidelity wireframes evolve into interactive prototypes for early feedback. - API-First Architecture Build
Microservices written in secure, audited code; all payment and identity services exposed through REST/GraphQL for easy integration. - Sandbox & Bank Partnership Testing
Live pilots in a regulated sandbox with partner banks/FIs validate transaction flows, reconciliation cycles, and settlement SLAs. - Security & Compliance Hardening
Pen-tests, zero-trust access, realtime fraud monitoring, and automated audit logs ensure bullet-proof security pre-launch. - Go-Live & Observability
Blue/green deployments, 24×7 NOC support, and AI-driven anomaly detection guarantee uptime and business continuity.